Property Owners

Cover for owners of residential, commercial and mixed property — let, tenanted or unoccupied, from a single unit to a portfolio, on one schedule.

Become an agent How quoting works

What’s covered

The cover, in detail.

Property

Buildings — full rebuilding cost
Contents, where the landlord insures them
Loss of rent, for a set indemnity period

Liability

Property owners’ liability to tenants and the public

Unoccupied property

Cover on a restricted (fire, lightning, explosion, aircraft) or wider-perils basis while a property is unoccupied

Property owners’ liabilitySet per risk

Optional / selectable

Subsidence, heave & landslipAccidental damageLandlord home emergency (via the legal-expenses add-on)

A summary of cover, not a statement of policy terms — the policy wording governs. Sums insured are set per risk, and availability, covers, limits and terms are subject to appetite and underwriting.

Who it’s for

Is this your client?

Residential landlordsCommercial property ownersMixed & portfolio landlordsBlocks of flatsUnoccupied property

More products