Products/Commercial Combined
Commercial packageCommercial Combined
A flexible commercial package that brings a business’s material damage, business interruption and liability onto one policy — the sections chosen to fit the trade. Turnovers up to £5m.
What’s covered
The cover, in detail.
Material damage
- Buildings
- Contents
- Stock
- Machinery & plant
Business interruption
- Gross profit, for a set indemnity period
- Increased (and additional increased) cost of working
- Rent receivable
- Book debts
Liability
- Employers’ liability — £10m any one occurrence
- Public liability
- Products liability (in the aggregate)
Other covers
- Money — on premises, in a safe, in transit and at a private residence
- Goods in transit
- Deterioration of refrigerated stock
- Trade all risks (specified items)
Employers’ liability£10,000,000 any one occurrence
Optional / selectable
Cover sections chosen to fit the trade
A summary of cover, not a statement of policy terms — the policy wording governs. Sums insured are set per risk, and availability, covers, limits and terms are subject to appetite and underwriting.
Who it’s for
Is this your client?
ManufacturersWholesalers & distributorsMixed commercial tradesLarger combined risks