Products/Leisure & Hospitality
Commercial packageLeisure & Hospitality
A home for hospitality and leisure risks — pubs, restaurants, cafés, hotels, guesthouses and takeaways — with the buildings, stock, income and public-facing liability these busy trades need. Turnovers up to £5m.
What’s covered
The cover, in detail.
Property
- Buildings
- Tenants’ improvements
- Contents
- Stock — general, wines & spirits, tobacco and frozen stock
- Glass
- Money — on premises, in a safe, in transit and in the home
- Goods in transit
- Book debts
- Portable / all-risks items (UK or worldwide)
- Loss of rent
Business interruption
- On a gross profit, revenue or wages basis, for a set indemnity period
Liability
- Public liability
- Employers’ liability — £10m any one occurrence
Employers’ liability£10,000,000 any one occurrence
Optional / selectable
Subsidence, heave & landslipAccidental damageVoluntary excess — £1,000 or £2,500
A summary of cover, not a statement of policy terms — the policy wording governs. Sums insured are set per risk, and availability, covers, limits and terms are subject to appetite and underwriting.
Who it’s for
Is this your client?
Pubs & barsRestaurants & cafésHotels & guesthousesB&Bs & guest housesTakeaways