Appetite guide/Commercial Legal Expenses

Broker appetite guide

Commercial Legal Expenses

Legal expenses cover for businesses — five cover bands by annual turnover, up to £10,000,000.

Last reviewed 23/10/2026

Who it’s for

Small and Medium-Sized BusinessesShops and RetailersOffices and Professional FirmsTrades and ContractorsHospitality and Leisure Businesses

Headline limits

Annual turnoverUp to £10,000,000

What we’re happy to write

  • Businesses with an annual turnover up to £500,000, £1,000,000, £2,500,000, £5,000,000 or £10,000,000
  • Add it to any commercial policy, or buy it on its own

What we can’t write

Nothing is declined automatically on this product — every risk is reviewed by an underwriter.

Needs an underwriter to review

  • !Some risks need an underwriter to look at them before terms are released — the portal tells you straight away when that happens.

Have this information ready

  • •The annual turnover
  • •Any past legal disputes or claims

This guide is a summary of our appetite and is not a statement of policy terms. Every risk is subject to underwriting and the policy wording.

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