Appetite guide/Landlord Legal Expenses + Rent Guarantee
Broker appetite guideLandlord Legal Expenses + Rent Guarantee
Landlord legal expenses with rent guarantee — £50,000 legal costs and the rent paid if the tenant does not pay.
Last reviewed 23/10/2026
Who it’s for
Residential LandlordsPortfolio LandlordsLandlords of Houses in Multiple Occupation
Headline limits
Legal costs£50,000
Rent guaranteeUp to £2,500 a month for 12 months
HMO rent guaranteeUp to £1,000 a month per tenant for 12 months
What we’re happy to write
- Landlord Legal + Rent Guarantee — £50,000 legal costs and up to £2,500 a month rent for 12 months
- Landlord Legal + Rent Guarantee + Rent Recovery — the same cover, with rent recovery
- Landlord Legal + Rent Guarantee for Houses in Multiple Occupation — £50,000 legal costs and up to £1,000 a month rent per tenant for 12 months (one policy per tenant)
What we can’t write
- ✕HMO rent guarantee where the rent is more than £1,000 a month per tenant
Needs an underwriter to review
- !Some risks need an underwriter to look at them before terms are released — the portal tells you straight away when that happens.
Have this information ready
- •The monthly rent for each tenancy
- •Whether the property is a House in Multiple Occupation
- •The tenant details for each tenancy
This guide is a summary of our appetite and is not a statement of policy terms. Every risk is subject to underwriting and the policy wording.
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