About the policy
Our retail and shop policies are tailored to meet the needs of shop owners and retailers.
We understand that all businesses are different and have designed a retail package that offers cover for almost every type of shop.
We include cover as standard for property (including glass), contents, computer equipment, stock (including target stock such as cigarettes, tobacco, wines and spirits), business interruption, money and goods in transit. Additional cover, such as loss of license (for premises that also sell alcohol) and legal expenses, is available if required.
We cover most types of retail trade, including those such as Tanning Salons, Tattoo Studios, Golf Pro Shops and Vaping Retailers which are excluded by other insurers.
Cover is provided for most retail premises, including properties with non-standard features and Grade II listed buildings.
Our policies also include public liability, property owners liability and employers liability as standard.